If you employ staff you must buy employers liability insurance

If your business employs staff you are required by law have employers liability insurance and be insured for at least £5 million. Employers liability insurance will cover the costs of damages and legal fees for employees who are injured or made ill at work through the fault of the employer. If you don’t have employers liability insurance you can be fined up to £2,500 for every day you don’t have cover.

Find out more about employers' liability insurance and get a quote from Direct Line For Business.